The Bottom Line
The Capital One Spark Banknote Select is a business acclaim agenda geared to baby business owners, entrepreneurs, or self-employed individuals who appetite to acquire banknote aback on their spending.
There is no anniversary fee for the Capital One Spark Banknote Select, which makes it a acceptable agenda advantage for your business long-term.
When you assurance up for the Capital One Spark Banknote Select, you can acquire $500 in banknote aback aback you absorb $4,500 aural three months of anniversary opening. There’s no anterior 0% absorption aeon for this card.
With the Capital One Spark Banknote Select, you’ll acquire a collapsed 1.5% in banknote aback for anniversary dollar you spend. This rewards bulk is fixed, acceptation you acquire the aforementioned bulk on aggregate you buy. Rewards are additionally unlimited, and they don’t expire as continued as your anniversary is open.
The Capital One Spark Banknote Select doesn’t allegation an anniversary fee or any adopted transaction fees. If you backpack a balance, you’ll pay a capricious APR of 13.24%, 16.24%, or 19.24% depending on your creditworthiness.
Other fees to watch out for accommodate a backward fee up to $39 and a 3% banknote beforehand fee (minimum $10) that applies if you use your agenda to get banknote from an ATM. You may additionally acquire a amends APR for backward payments up to 29.4%.
If you’re attractive for a business agenda with a ton of perks, the Capital One Spark Banknote Select isn’t it. This agenda doesn’t accept abounding above allowances to allege of.