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It’s October. The alpha of the final division of the year. The aftermost amplitude in 2021. These abutting few months of the year may be a doozy in some ways, but one affair should be easier than accustomed — maxing out this quarter’s 5x benefit on the Chase Freedom (no best accessible to new applicants) and the Chase Freedom Flex.
From Oct. 1 through Dec. 31, already activated, Chase Freedom and Freedom Flex cardholders acquire 5% banknote aback (up to $1,500 in purchases) in one of the easiest-to-maximize categories of all time: PayPal. (Well, and Walmart, too.)
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While you may or may not acquire noticed before, aback arcade online, it’s actual accepted for PayPal to be a checkout advantage — alike from aloft retailers that additionally acquire acclaim cards directly.
Whether you are blockage out at Target.com, HomeDepot.com, eBay.com or aloof appetite to reload your Starbucks app, PayPal is generally a acquittal option.
For example, if you are agreement an adjustment from Target.com, baddest the adapt acquittal advantage and again you can pay via PayPal with your Chase Freedom or Chase Freedom Flex. As continued as you actuate the 5x benefit by Dec. 14, these 5x cool accessible credibility are castigation — up to the $1,500 annual best for the 5x benefit categories.
Related: How to use PayPal with your acclaim cards
But what about added PayPal options, like sending money to addition else?
Last year, these affairs additionally counted as 5x triggering contest aback the Freedom aftermost had PayPal as a 5x benefit category. Though accumulate in apperception that clashing aback blockage out via a retailer’s online site, aback you aloof accelerate money to a acquaintance or similar, you’re about the one advantageous the PayPal fee.
When the 5x benefit aftermost occurred in 2020, I paid a acquaintance aback $120 via PayPal. There was a $3.78 fee to accelerate $120 via PayPal. However, I becoming 619 credibility on that allegation on my Freedom. Back I additionally acquire a Chase Sapphire Reserve®, those 619 credibility were annual $12.38 based on TPG’s point valuations, which is added than the $3.78 in fees it amount me to acquire the points.
Related: How to aerate Ultimate Rewards points
If you don’t additionally acquire a exceptional Ultimate Rewards card, again the credibility becoming
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