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The Citi® Double Banknote Agenda offers a 0% addition for 18 months on Antithesis Transfers and 13.99% – 23.99% (Variable) APR thereafter. However, it additionally comes with a able rewards affairs of 2% banknote aback on all purchases (1% aback you buy 1% aback you pay for those purchases), giving it an advantage over the Wells Fargo Reflect Card*. Those Citi Double Banknote rewards can be adored for anniversary credits to advice pay bottomward your debt or can be deposited into your blockage account.

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The Citi Double Banknote has added advantages as well. For one thing, antithesis transfers consistently appear with a antithesis alteration fee of 3% of anniversary antithesis transfer; $5 minimum. fee. This is a bit cheaper than the up to 5%; min: $5 Wells Fargo accuse afterwards the aboriginal 120 days. On a antithesis alteration of $10,000, that works out to $200 in savings.

The capital advantage the Wells Fargo Reflect Card* offers compared to the Double Banknote is that the 0% APR additionally extends to new purchases and not aloof antithesis transfers.

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If you don’t charge the promotional aeon offered by the Wells Fargo Reflect Card*, the Capital One Quicksilver Banknote Rewards Credit Agenda is a abundant alternative. It offers a 0% addition on purchases for 15 months, followed by the accepted APR of 14.99% – 24.99% (Variable).

Although you’re trading some time from the anterior APR, you’re accepting the adeptness to acquire a collapsed 1.5% banknote aback on aggregate you buy. On top of that, the agenda additionally offers a acceptable bonus: Acquire $200 afterwards spending $500 on purchases aural 3 months from anniversary opening.

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The Quicksilver Banknote Rewards agenda comes with added allowances that accomplish captivation assimilate it abiding beneficial. There are no adopted transaction fees, a $0 anniversary fee and no minimums to banknote out your rewards.

If you’re attractive for an advantageous agenda that earns animated rewards beyond a ample swath of categories, the Chase Freedom Flex could be the aggravate in the haystack you’ve been analytic for. For an anniversary fee of $0, you’ll acquire 5% banknote aback on biking appointed through Chase, 5% aback on up to $1,500 on accumulated purchases in benefit categories anniversary division you activate, 3% aback on drugstores and dining and 1% aback on all added acceptable purchases.

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Rewards comes as Chase Ultimate Rewards, a awful adjustable bill that can be adored for banknote back, travel, allowance cards, commodity or accumulated with rewards becoming from a Chase Sapphire Preferred® Agenda or Chase Sapphire Reserve® and transferred to one of Chase’s biking alteration partners.

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