The Citi® Double Banknote Agenda offers a 0% addition for 18 months on Antithesis Transfers and 13.99% – 23.99% (Variable) APR thereafter. However, it additionally comes with a able rewards affairs of 2% banknote aback on all purchases (1% aback you buy 1% aback you pay for those purchases), giving it an advantage over the Wells Fargo Reflect Card*. Those Citi Double Banknote rewards can be adored for anniversary credits to advice pay bottomward your debt or can be deposited into your blockage account.
The Citi Double Banknote has added advantages as well. For one thing, antithesis transfers consistently appear with a antithesis alteration fee of 3% of anniversary antithesis transfer; $5 minimum. fee. This is a bit cheaper than the up to 5%; min: $5 Wells Fargo accuse afterwards the aboriginal 120 days. On a antithesis alteration of $10,000, that works out to $200 in savings.
The capital advantage the Wells Fargo Reflect Card* offers compared to the Double Banknote is that the 0% APR additionally extends to new purchases and not aloof antithesis transfers.
If you don’t charge the promotional aeon offered by the Wells Fargo Reflect Card*, the Capital One Quicksilver Banknote Rewards Credit Agenda is a abundant alternative. It offers a 0% addition on purchases for 15 months, followed by the accepted APR of 14.99% – 24.99% (Variable).
Although you’re trading some time from the anterior APR, you’re accepting the adeptness to acquire a collapsed 1.5% banknote aback on aggregate you buy. On top of that, the agenda additionally offers a acceptable bonus: Acquire $200 afterwards spending $500 on purchases aural 3 months from anniversary opening.
The Quicksilver Banknote Rewards agenda comes with added allowances that accomplish captivation assimilate it abiding beneficial. There are no adopted transaction fees, a $0 anniversary fee and no minimums to banknote out your rewards.
If you’re attractive for an advantageous agenda that earns animated rewards beyond a ample swath of categories, the Chase Freedom Flex could be the aggravate in the haystack you’ve been analytic for. For an anniversary fee of $0, you’ll acquire 5% banknote aback on biking appointed through Chase, 5% aback on up to $1,500 on accumulated purchases in benefit categories anniversary division you activate, 3% aback on drugstores and dining and 1% aback on all added acceptable purchases.
Rewards comes as Chase Ultimate Rewards, a awful adjustable bill that can be adored for banknote back, travel, allowance cards, commodity or accumulated with rewards becoming from a Chase Sapphire Preferred® Agenda or Chase Sapphire Reserve® and transferred to one of Chase’s biking alteration partners.
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