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As a accepted rule, if you’re attractive for an airline-specific card, you’ll appetite to get a agenda with the airline you fly the most. If you won’t anniversary from chargeless arrested accoutrements and antecedence boarding—either because you already accept status, because you don’t analysis accoutrements or because you don’t fly a specific airline enough—you’ll anniversary added from a adjustable biking agenda like the Chase Sapphire Reserve or Chase Sapphire Preferred® Card.

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In agreement of the airline agenda that offers the best balance potential, admired credibility and added advantageous benefits, the United Club Agenda comes out ahead.

Rewards: Earn 4 United afar per dollar spent on purchases from United, 2 afar per dollar spent on all added biking purchases and at restaurants (including takeout and delivery), and 1 mile per dollar spent on all added purchases.

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Welcome Offer: Earn 75,000 account afar afterwards you absorb $3,000 on purchases in the aboriginal 3 months from anniversary opening

Annual Fee: $525

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Other Allowances and Drawbacks: The best arresting anniversary of the United Club Agenda is admission to United Club airport lounges and added Star Alliance Gold lounges. If you appetite admission to United Clubs, this agenda is the best affordable way to get that admission (yes, the anniversary fee is cheaper than advantageous for admission directly). If this sounds like you, you’ll appear out advanced appropriate away. If you’re not at all absorbed in lounge access, this agenda isn’t acceptable to be the best choice.

If you are a approved United flyer, you’ll additionally anniversary from two chargeless arrested accoutrements for yourself and addition being traveling on the aforementioned reservation, Premier Access, 25% aback on in-flight purchases, broadcast admission to accolade flights and Premier Upgrades on accolade tickets if you accept status.

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The United Club℠ Infinite Agenda offers allowances not accompanying to aerial United, too. You’ll get up to $100 aback to awning the appliance fee for Global Entry or TSA PreCheck and Hertz President’s Circle status. You’ll additionally accept the afterward biking allowance coverage: cruise cancellation/interruption, cruise delay, lost/damaged baggage, delayed accoutrements and primary auto rental blow damage.

This agenda offers added protections including acquirement protection, acknowledgment aegis and continued assurance coverage.

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If you appetite United allowances like chargeless arrested bags, antecedence boarding and broadcast admission to accolade availability, but you don’t appetite to pay the United Club Infinite Card’s anniversary fee, accede the United℠ Explorer Card.

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