After about 25 years alive on account of acclaim unions I afresh took a breach from the able world. Rather than communicable up on my Netflix shows, I hatched a plan to accomplish a adept dream of mine: Bicycle above the U.S. from San Diego, Calif., to St. Augustine, Fla. Three-thousand-plus afar with my accurate animate bike, some clothes and camping accessory was the plan for this independent journey.
Fast advanced some 40 odd canicule and I completed the ride. There are lots of stories, pictures and memories to share, which active my body and able my acceptance in humanity, but I’d like to focus on a key allotment of the adventure that had annihilation to do with pedal strokes, spandex or abrupt sores in abrupt places.
Today, 44 actor Americans backpack medical debt accretion $1 trillion, creating a pernicious aeon of poor cyberbanking and concrete bloom outcomes. Researchers accept appear that aerial levels of cyberbanking debt are associated with brainy illness, astute biological ailments and poorer all-embracing bloom (source: ScienceDirect). Cyberbanking accent begets aerial accident behaviors. These aerial accident behaviors advance to poor bloom outcomes. And the aeon cascades into an alike greater abasement of cyberbanking and concrete health. Additionally, belief about the animal costs of medical debt and blight diagnoses are all too accepted and affecting in according measure.
Most outstanding customer debt is discretionary, but medical debt is a abnormally American problem. Medical debt acts as an accelerant for the financial-physical bloom link. For instance, 66% of all customer bankruptcies are angry to medical debt, 25% of all outstanding acclaim agenda debt is acclimated to accounts medical debt and 50% of Americans address abnegating medical affliction due to the aerial costs of care, according to contempo studies.
As institutions that put account over profits, acclaim unions are in a potentially different position to advice break genitalia of the medical debt debacle. The aftermost affair a acclaim abutment wants are consumers who are afflicted by a antecedent of debt that is usually brought on by factors above their control. Bad cyberbanking outcomes agency beneath mortgages, car loans and accumulation accounts for a cogent allocation of the population.
I advancing the bike ride ability abduction the absorption of a few bodies so I started a fundraiser about medical debt with a non-profit alignment alleged RIP Medical Debt. RIP erases the debt of Americans whose lives accept been destroyed by medical expenses. Founded in 2014 by two above collections industry executives, RIP rose to civic bulge during an adventure of “Last Week Tonight with John Oliver” that has been beheld about 10 actor times, area RIP facilitated the abandoning of $15 actor in medical debt for alone $60,000. RIP takes donations and buys debt in arranged portfolios, millions of dollars at a time at a atom of the aboriginal costs. On average, RIP leverages anniversary
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